Maybe you want a home near the Front Range, a place in the mountains, or a way to put your existing equity to work. Trust Home Financial is a mortgage broker Helping Colorado Home Buyers and Home Owners compare loan options and understand the process from application to closing.
Colorado homes vary widely, from city condominiums and townhomes to mountain properties and rural land. Some property types, such as condominium projects, second homes or homes with unique features, can affect which loan programs apply. Higher-priced markets may also call for Jumbo financing, so it is useful to discuss your price range early.
Purchase: We offer Conventional, FHA, VA and USDA loans, Jumbo financing and Non-QM options. The Colorado Housing and Finance Authority (CHFA) offers programs for eligible buyers, and we can help you see whether they may suit you.
Refinance: Evaluate whether a new loan could change your term, payment or loan type, and compare that to the closing costs.
Home Equity: Use the value in your home for renovations, major expenses or consolidating other debt.
Non-QM: Self-employed borrowers, those with variable income and others who do not fit traditional documentation may find Non-QM programs worth reviewing.
Our headquarters is in Hagerstown, Maryland, and we are licensed to lend in Colorado. We begin with your goals, then explain your options, costs and timing without pressure.
To prepare, gather recent pay stubs, bank statements and tax documents, and think about how much cash you want to keep available after closing. If you plan to buy a second home or a property with unusual features, tell us up front so we can review the requirements together before you make an offer.
When might I need a Jumbo loan in Colorado?
If the loan amount exceeds conforming loan limits for the county, Jumbo financing may apply. We can check current limits for your area.
Are there Colorado programs for Home Buyers?
CHFA offers programs for eligible buyers. Requirements change, so we can help you review the current details.
Can I get a Conventional loan for a second home?
Conventional financing may be available for second homes, with different requirements than a primary residence. We can outline them.
Ready to discuss your Colorado home goals? Call (888) 392-5321 or begin at https://www.trusthomefinancial.com.
Subject to approval. NMLS 2567578. Trust Home Financial LLC. NMLS 2567578. Equal Housing Opportunity.