Whether you want to buy your first place in Maryland, move to a larger home, or lower your monthly payment, the right loan starts with a clear plan. Trust Home Financial is a mortgage broker Helping Maryland Home Buyers and Home Owners compare loan options and understand each step before they commit.
Our company is headquartered in Hagerstown, Maryland, and we work with borrowers across the state, from the Western Maryland hills to the Baltimore–Washington corridor and the Eastern Shore. Because we are a broker, we can look across multiple lenders to find a program that matches your goals, credit profile and timeline.
Purchase: Conventional, FHA, VA and USDA loans, plus Jumbo financing for higher-priced homes. Maryland also has state and local housing programs that may offer down payment or closing cost help for eligible buyers; ask us what you may qualify for and we will point you to the program details.
Refinance: Replace your current loan to change your term, adjust your payment, or switch loan type. We will walk through the costs and the time it may take to break even so you can decide with confidence.
Home Equity: Tap the value you have built in your home for renovations, debt consolidation or other goals, using a structure that fits your situation.
Non-QM: If you are self-employed or your income is hard to document the traditional way, Non-QM options may be worth a conversation.
Every borrower's situation is different, so we start by listening. Tell us what you want your home to do for you, and we will outline the next steps in plain language.
What loan types do you offer for Maryland Purchase loans?
We offer Conventional, FHA, VA, USDA, Jumbo and Non-QM options. Which one fits depends on your credit, down payment, income and the property.
Can I Refinance my Maryland home loan?
Many Home Owners can explore a Refinance to change their term or payment. We will review your current loan and the costs involved so you can see whether it makes sense.
Are there Maryland programs for first-time Home Buyers?
Maryland has state and local programs that may help eligible buyers with down payments or closing costs. Eligibility varies, so we can help you review current requirements.
Ready to talk about your Maryland home goals? Call (888) 392-5321 or start your application at https://www.trusthomefinancial.com.
Subject to approval. NMLS 2567578. Trust Home Financial LLC. NMLS 2567578. Equal Housing Opportunity.