Maybe you are relocating, buying your first Virginia home, or looking for a smarter way to manage the loan you already have. Trust Home Financial is a mortgage broker Helping Virginia Home Buyers and Home Owners understand their choices and move at a pace that feels right.
Virginia is home to a large military and veteran community, and VA loans are one option many eligible service members, veterans and surviving spouses ask about. VA loans are available to those who meet service and eligibility requirements, and we can help you gather what you need, including your Certificate of Eligibility.
Purchase: We offer Conventional, FHA, VA and USDA financing, and Jumbo loans for higher-priced homes, whether you are looking in a metro area or a rural community. Virginia Housing, the state housing finance agency, runs programs for eligible buyers that may be worth reviewing.
Refinance: Compare a Refinance against your existing loan, including changes to term, payment and loan type, and the costs of making the switch.
Home Equity: Use the equity in your home for renovations, major expenses or debt consolidation, with terms reviewed up front.
Non-QM: Self-employed borrowers and those with unusual income documentation can explore Non-QM programs.
Our company is headquartered in Hagerstown, Maryland, and is licensed to lend in Virginia. We keep the process straightforward: a conversation about your goals, a clear list of next steps, and honest explanations of timelines and costs.
To get started, gather recent pay stubs, bank statements and, if you are a veteran or service member, your service documentation. Bring your questions about timelines, estimated costs and loan types, and we will answer them clearly before you decide how to proceed.
Can I use a VA loan to buy a home in Virginia?
If you meet VA eligibility requirements, a VA loan may be an option. We can help you review eligibility and documentation.
What Purchase options are there besides VA?
Conventional, FHA, USDA, Jumbo and Non-QM programs are available, depending on your profile and the property.
How do I know if a Refinance makes sense?
We compare your current loan with new options and review closing costs and timing so you can see how a Refinance may affect you.
Share your Virginia home goals with us. Call (888) 392-5321 or begin at https://www.trusthomefinancial.com.
Subject to approval. NMLS 2567578. Trust Home Financial LLC. NMLS 2567578. Equal Housing Opportunity.