Terms & Conditions

Welcome to Trust Home Financial LLC. ("we", "us", or "our"). These Terms and Conditions ("Terms") govern your use of our services, website, and communications as a client, prospect, or visitor. By engaging with our mortgage brokerage services or accessing our website, you agree to be bound by these Terms.

Please read them carefully.


1. Services Provided

We provide mortgage brokerage services including, but not limited to:

  • Mortgage consultation and advice
  • Loan comparison and recommendation
  • Assistance with mortgage applications
  • Communication with lenders on your behalf

Our role is to act as an intermediary between you and lenders. We do not provide credit ourselves.


2. Eligibility

You must be at least 18 years of age to use our services. By using our services, you confirm that all information provided to us is accurate and complete.


3. No Financial Advice Disclaimer

While we strive to provide helpful mortgage-related information, nothing on our website or through our communication constitutes legal, financial, or tax advice. We strongly recommend consulting with your legal or financial advisor before making any financial decisions.


4. Accuracy of Information

You are responsible for providing accurate, current, and complete information during the application and assessment process. We are not liable for any delays or issues caused by incorrect or incomplete information.


5. Third-Party Lenders

We work with a panel of lenders and may receive commission payments from them. We do not guarantee approval or specific loan terms. All final lending decisions rest solely with the lender.


6. Fees and Charges

Our service may be free to you, or we may charge a fee depending on the nature of the loan product or level of service. If any fees are applicable, they will be disclosed to you in writing before proceeding.


7. Privacy & Data Use

We take your privacy seriously. Please refer to our Privacy Policy for full details on how we collect, use, and protect your personal information.


8. Electronic Communication

By submitting your contact details through our website or any CRM-integrated platform, you agree to receive communication from us via email, SMS, phone, or other electronic means. You may opt out at any time by contacting us or using provided unsubscribe links.


9. Intellectual Property

All content on our website, including text, graphics, logos, and forms, is the property of [Your Company Name] or licensed to us. You may not reproduce, distribute, or use any content without our express written permission.


10. Limitation of Liability

We are not liable for any loss or damage arising directly or indirectly from your use of our services, including delays in processing, decisions made by lenders, or outcomes of your mortgage application.


11. Indemnity

You agree to indemnify and hold harmless [Your Company Name], its employees, agents, and affiliates from any claims, liabilities, or expenses arising from your use of our services or breach of these Terms.


12. Amendments to These Terms

We reserve the right to amend these Terms at any time. Updates will be posted to our website with a revised effective date. Continued use of our services indicates your acceptance of the revised Terms.


13. Governing Law

These Terms are governed by the laws of Maryland, and any disputes will be subject to the exclusive jurisdiction of the courts in that region.